Easy Shares - Holywood Credit Union

Easy Shares Account

Credit Union members just like you are saving for occasions, planning for the future, or simply budgeting to manage their home. Your Easy Shares Account allows you to save a little or a lot, as and when you have it, to use for what you want.

How does it work?

As a member of your credit union, you already have your main savings account, which you add to when you can, and borrow against when you need to.

Your Easy Shares Account is a separate savings facility, where you can save and withdraw your money for all of the little things. Members taking a loan from the credit union use the funds in their main savings account as collateral that they can borrow against. The funds held in your Easy Shares Account are not secured against any credit union loan you may have, giving you the freedom to add and withdraw funds at any time.

EASY Means …….

• Deposit when you want
• Withdraw when you want
• NO charges along the way
• Your savings are protected, free of charge

Use your Easy Shares Account to save for what you want. Saving for a family occasion, Christmas, a holiday or preparing for the unexpected? Take advantage of our Easy Shares Account, with no setup or hidden transaction charges, no restrictions on when and how much you set aside, and access on demand to your savings when you need it.

Any member of a credit union is eligible to open an Easy Shares Account, where offered. Your credit union savings are insured – subject to terms and conditions – at no direct cost to you. This includes savings in your Easy Shares Account.

Every share you hold with your credit union is eligible for a dividend when declared. The more shares you have, the greater your return! No matter how much you have saved – no matter how many shares you have – all members aged 16 or over have equal voting rights on issues affecting their credit union.