Join Us - Holywood Credit Union

Opening An Account?

Joining the Credit Union is the best decision you could take for your money.

Our Credit Union lets people in the community come together to save and borrow money at low rates, and is operated on a not-for-profit basis, with surpluses being returned to members.

Benefits of Membership

Membership has many benefits…

Flexible & Convenient Loans
Members can take out flexible loans 3 months after joining, and repay at tailor-made schedules. All our loans are fully insured (for free), against disability or death.

Attractive Dividend on Savings
Every year we pay an attractive dividend on members savings, which are also placed in our Life Insurance scheme, offering a free insurance system on your savings.

Quality Service, No Fees
You can be assured of a professional service from Credit Union at all times. And you do not pay a transaction fee for saving with us, or borrowing money.

Pay by Standing Order
Arrange a standing order payment from your bank and be sure of regular payments to your Credit Union account. We will send you a statement showing all transactions.

New Membership Policy

Applicants can now join the credit union on Thursdays or Saturdays (opening times listed) provided they meet the eligibility criteria, have the following documents with them and have at least £5 for opening their account and pay a £1 membership fee

In order to join Holywood Credit Union you must either live or work within the BT18 postcode area. Anyone who does not meet the common bond requirement may still apply for membership if a credit union is not available to them. However these applications will have to be approved at the monthly board meetings and the applicants will be notified later

Or if you would like us to contact you about any membership enquiry please get in touch via our contact form and we shall be in touch as soon as possible.

The law prohibits the credit union from opening an account for a new member unless satisfactory proof of identity and appropriate address verification documents are produced. (See list below)

To establish identity (must include photograph)

  • A CURRENT PASSPORT SIZE PHOTOGRAPH (this can be done in cu office)

For address verification (must be dated within the last three months and the following are ONLY acceptable)

  • UTILITY BILL (Electricity bill, landline phone bill, rates bill, tenancy agreement, housing benefit award letter, inlan revenue letter)